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MIQ adjustments: What that you must know earlier than you e-book a visit abroad

The announcement that New Zealand’s border restrictions will begin to ease from mid-January wasn’t simply welcome information for Kiwis who’ve…

By Staff , in Travel Insurance , at November 26, 2021

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The announcement that New Zealand’s border restrictions will begin to ease from mid-January wasn’t simply welcome information for Kiwis who’ve been stranded abroad throughout the pandemic.

Many Kiwis and expats based mostly in New Zealand will even now have the ability to begin planning worldwide journeys, protected within the data it can quickly be a lot simpler to return.

Not like Australia, the New Zealand Authorities by no means banned its residents from travelling abroad throughout the pandemic. It has at all times been attainable to go away.

You'll soon be able to leave NZ safe in the knowledge you can easily come back - but travel will look a lot different.


You may quickly have the ability to depart NZ protected within the data you may simply come again – however journey will look quite a bit totally different.

However with managed isolation and quarantine (MIQ) spots briefly provide, the massive downside was getting again.

* Covid-19: Absolutely vaccinated Kiwis can skip MIQ from February
* All the things that you must find out about New Zealand’s border reopening
* MIQ adjustments: What we find out about how self-isolation will work

That can change from January 17, when absolutely vaccinated New Zealand residents and residents arriving from Australia will have the ability to bypass MIQ, and as a substitute self-isolate for seven days.

These travelling from different international locations will have the ability to do the identical from February 14, whereas those that aren’t residents or residents must wait till at the very least April 30 to be let into the nation.

For Kiwis and New Zealand residents desperate to reunite with household abroad, it could be tempting to go away in time for Christmas, take an prolonged break, and return simply because the border is lifting.

However with the pandemic nonetheless raging world wide, there are some essential issues to contemplate earlier than reserving that flight.

‘Do Not Journey’

The primary is the truth that the Authorities’s official SafeTravel recommendation remains to be, “don’t journey abroad right now”. This at the moment applies to all locations, apart from the Cook dinner Islands.

A spokesperson for the Ministry of Overseas Affairs and Commerce, which manages SafeTravel, mentioned this recommendation can be up to date on the “applicable time”, with additional particulars to be shared within the coming weeks.

SafeTravel’s recommendation just isn’t legally binding – so you might ignore it, and journey at your individual threat. Nevertheless it issues to journey insurers.

“If there’s a ‘don’t journey’ discover and also you’re going to that nation, you’ll discover it very tough to get any journey insurance coverage,” mentioned Insurance coverage Council of New Zealand chief government Tim Grafton.

Setting Covid-19 apart for a second, meaning you in all probability received’t be protected in opposition to any of the standard journey mishaps, like medical emergencies, cancelled flights, or misplaced baggage.

With a “do not travel” advisory, it will be a lot harder to get travel insurance.

With a “don’t journey” advisory, it is going to be quite a bit more durable to get journey insurance coverage.

Covid-19 cowl

Nevertheless it’s additionally price noting that some insurers do present a Covid-19 extension to their regular journey insurance coverage insurance policies. Nevertheless, that you must perceive precisely what you’re lined for.

Allianz Companions, which handles journey insurance coverage for the likes of AA Journey, Home of Journey, First Journey Group and Helloworld, affords cowl if it’s a must to cancel your journey since you’ve acquired Covid-19, in case you or your journey companion are denied boarding as a result of it’s possible you’ve acquired Covid-19, or in case you or your journey companion are particularly ordered into quarantine. You too can declare for medical advantages in case you get Covid-19 throughout your journey.

However there isn’t a cowl for claims arising from lockdowns, adjustments in authorities alert ranges, quarantine or necessary isolation that applies to everybody.

“So, if a lockdown happens wherever you’re internationally, or if the New Zealand Authorities decides to lock down the borders, you’ll not have any associated bills lined nor have the ability to be repatriated and are available residence, care of your insurance coverage coverage,” defined chief gross sales officer David Wallace.

Covid-19 policies tend to cover if you personally get the virus, but not government decisions like lockdowns.

Getty Photos

Covid-19 insurance policies are inclined to cowl in case you personally get the virus, however not authorities selections like lockdowns.

Wallace mentioned even when the SafeTravel “don’t journey” warning remained in place, it might nonetheless be attainable to get regular cowl to your journey, simply not for the underlying cause for the warning – which on this case was Covid-19.

Southern Cross has the same journey insurance coverage coverage, which covers medical bills in case you are identified with Covid-19 throughout your journey, and prices to alter your journey preparations in case you or your journey companion must cancel or lower quick your journey as a result of considered one of you has Covid-19.

To qualify for this, you have to be absolutely vaccinated and travelling to a vacation spot the place the SafeTravel recommendation is “train regular security and safety precautions” or “train elevated warning”.

Once more, you received’t be lined in case you get caught in a lockdown abroad.

“Sadly, we’re unable to offer cowl for lockdowns as this might expose us to a lot larger insured losses,” mentioned Southern Cross Journey Insurance coverage chief government Jo McCauley.

“Had been our insurance policies to offer lockdown cowl, they’d be much less reasonably priced, so fewer folks would have insurance coverage cowl.”

Discovering a flight

Leaping on Skyscanner to search out the most affordable attainable route might need been your technique prior to now, however you might end up with far fewer choices within the early days of the border reopening.

Home of Journey chief working officer and Journey Brokers Affiliation of New Zealand president Brent Thomas mentioned even when the borders open to all, the seven-day self-isolation requirement wouldn’t be engaging to vacationers, so there can be much less demand total for flights to New Zealand.

“What meaning is plane received’t come again anyplace close to the numbers we had beforehand,” he mentioned.

Flight Centre normal supervisor of product Victoria Courtney was extra hopeful, saying they’d reached out to their airline companions to ask in the event that they have been trying to revise their present schedules and add extra flights in gentle of the announcement.

“Most of them are coming again to us and saying, ‘sure, completely, they’re taking a look at it’,” she mentioned.

“I believe there can be elevated capability over the subsequent week or two.”

Flying internationally may look a little different to what you remember.


Flying internationally could look a bit totally different to what you bear in mind.

Air New Zealand had already cancelled greater than 1000 flights between New Zealand and Australia earlier than the top of the 12 months, and has now needed to cancel two extra weeks of trans-Tasman flights initially of January.

In the meantime, Qantas is providing a handful of flights from New Zealand to Australia in December, however its trans-Tasman schedule doesn’t actually ramp up till February.

So despite the fact that Australians dwelling in New Zealand may, in concept, journey residence for Christmas and return after January 17, they’ve restricted choices to get there.

For different international locations, Air New Zealand chief buyer and gross sales officer Leanne Geraghty mentioned the airline was working by way of the required adjustments to its worldwide schedule to align with February 14.

The airline would launch extra element round its schedule quickly, together with when it might restart flying to key locations like Los Angeles, Fiji and Honolulu.

Navigating the necessities

The excellent news for Kiwis is the world remains to be your oyster, when it comes to the standard entry necessities.

“The New Zealand passport is extensively recognised as probably the greatest passports on the planet, and for absolutely vaccinated folks the power to maneuver to different international locations is sweet,” Thomas mentioned.

However each Thomas and Courtney agreed travelling in our new regular was going to be much more complicated than it’s ever been earlier than.

“It’s the quickly altering surroundings – we’ve by no means seen something prefer it earlier than,” mentioned Courtney.

Each airline and vacation spot has totally different necessities, together with vaccine certificates, pre-departure checks that generally must be taken inside 72 hours of departure, and journey declarations that must be accomplished earlier than boarding. Additional checks and paperwork may additionally be wanted at transit factors, and on arrival.

Even locations you could be accustomed to may trigger a headache, resembling Australia, Courtney mentioned.

“Every state has totally different necessities. Whereas it’s usually considered one of our best markets, definitely in the mean time it’s presenting extra problem for travellers.”

Thomas mentioned: “That’s the place a journey agent provides a lot worth. Having somebody in your aspect who’s New Zealand-based is one thing folks actually do want to contemplate.”

Consider using a travel agent to help plan your trip.

Unsplash/Kyle Glenn

Think about using a journey agent to assist plan your journey.

In the case of planning your return to New Zealand, even with out MIQ, it’s nonetheless going to be a course of, involving three Covid-19 checks – a pre-departure check at your vacation spot, a check on arrival again into the nation, and a ultimate check earlier than you enter the group.

Put together for some further prices, too. In New Zealand, pre-departure checks for worldwide journey are totally different to Covid-19 checks for many who have signs of the virus, that are supplied at group testing centres totally free. As a substitute, travellers should organize an appointment with a GP or specialist supplier and pay for the check, which may price round $250.

It’s not but clear whether or not there can be any charges related to self-isolation, or whether or not travellers in self-isolation can be required to pay for his or her Covid-19 checks.

Flyer beware?

When the Authorities introduced the trans-Tasman bubble again in April, they warned travellers it might be a case of “flyer beware” – that they need to plan for the opportunity of getting caught over there if there was an outbreak on both aspect of the ditch.

However with the border reopening, the Authorities has given no such warning. In reality, Covid-19 Response Minister Chris Hipkins assured travellers the opening dates of January 17 and February 14 had been “locked in”, it doesn’t matter what occurs with New Zealand’s outbreak.

Requested to elaborate, a spokesperson for Hipkins emphasised it was unlikely the border would all of a sudden shut once more after reopening.

“The Minister has mentioned that there’s nothing sure with Covid-19, however a key cause why the Authorities has taken a phased, progressive method to the reopening is to handle rigorously any improve in instances from the brand new freedoms and to do the whole lot attainable to keep away from going backwards.

“The Authorities doesn’t wish to be ready the place it’s having to extend restrictions once more.”

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